Financial Details

In order to facilitate access to the very best health care possible, you may choose from any of the following:

• Cash
• All credit cards
• Money orders
• Personal checks
• Care Credit

Balances over 60 days will incur a finance charge of 18% APR.

Care Credit Plan (for fees over $300) With fast approval over the phone from Care Credit, your payments can be much lower than those available through our office. Care Credit carries fixed rates between 9.9% and 11.9% and can extend terms out to 60 months. There is no prepayment penalty. We will assist you in contacting them from our office.

A word about dental insurance: It is our pleasure to assist you in maximizing your insurance benefit by completing your claim forms. If your carrier is up to date (in over 70% of the cases), the claims will be transmitted via the internet before the end of the treatment day! As a courtesy to you we will give you an estimate on what your portion will be after your insurance savings. We will ask that you bring this estimated portion with you to your appointments. Please understand that this is only an estimate and is based upon the information available to us. The range of benefits depends solely on what your employer wishes to purchase. Some plans cover as little as 30%, or as much as 100% of dental services, with most falling in the 40% to 80% range. Some plans base the amount of benefit on a schedule of fees arbitrarily developed by insurance companies. For this reason, you may receive a lower percentage than the reimbursement fee indicated in your dental plan. For example, if your plan states that it will pay 80% of the cost of a specific treatment, it means 80% of the fee arbitrarily determined by the (particular) insurance company and not the actual fee charged by our office. The financial obligation for dental treatment is between you and our office. The insurance company is responsible to you, and not to our office. We will assist you in any way that we can - including convenient electronic claims submission. Once your carrier has paid the claim, any difference will be due upon receipt of our statement.

If for any reason, we have not received your insurance carrier's payment 60 days after the claim, the remaining balance will be due and payable by you, and subject to 18% APR.